How to Apply for Malta’s Golden Visa (2025)

What is Malta’s Golden Visa?

Malta’s Golden Visa, officially the Malta Permanent Residence Programme (MPRP), is a residency-by-investment scheme launched in 2021 for non-EU nationals. As of March 6, 2025, it grants permanent residency through a combination of real estate investment and government contributions, offering visa-free Schengen travel (90 days in 180), the right to live indefinitely in Malta, and access to its high quality of life. Unlike citizenship programs, the MPRP focuses on residency with no minimum stay requirement.

This guide covers the 2025 requirements, updated fees effective January 1, 2025, application process, and tips to secure your Maltese residency. Ready to settle in this Mediterranean gem? Let’s get started!

Who Qualifies for Malta’s Golden Visa?

The MPRP targets non-EU nationals over 18 with sufficient wealth. Here’s what you need in 2025:

Core Requirements

• Be a non-EU/EEA/Swiss citizen over 18.
• Capital assets of €500,000+, with €150,000+ in financial assets.
• Clean criminal record (verified via a four-tier due diligence process).
• Valid health insurance covering all risks in Malta.
• No ties to sanctioned countries (e.g., Russia, Iran, North Korea).

Proof Needed

• Passport, bank statements, and proof of wealth source.
• Criminal record certificate (legalized/translated).
• Health insurance policy and investment documentation.

Investment Options in 2025

Updated January 1, 2025, the MPRP offers two main pathways:

• Purchase Option: Buy a property for €375,000+ (Malta) or €325,000+ (Gozo/South Malta), held for 5 years, plus a €30,000 government contribution.
• Rental Option: Rent a property for €14,000+/year (Malta) or €12,000+/year (Gozo/South Malta) for 5 years, plus a €60,000 government contribution.
• Additional: €10,000 per dependent; €2,000 donation to a registered Maltese NGO.

Step-by-Step Application Process

The process takes 4-6 months via a licensed agent. Here’s how to apply in 2025:

1. Hire a Licensed Agent: Applications must go through an authorized agent (e.g., Henley & Partners, CSB Group).
2. Gather Documents: Passport, financial proof, criminal record, insurance, and a cover letter.
3. Submit & Pay Initial Fee: Submit via the Residency Malta Agency with a €15,000 non-refundable fee (part of the €50,000 admin fee).
4. Due Diligence: Undergo a four-tier background check (1-3 months).
5. Approval & Investment: Receive a Letter of Approval in Principle, then complete investments and pay remaining fees (€35,000 admin, contributions).
6. Residency Card: Visit Malta for biometrics (optional within 12 months); get a 5-year renewable card.

Pro Tip: Start before summer 2025—processing can slow during peak seasons!

Costs of Malta’s Golden Visa

Total costs vary by option and family size (updated January 1, 2025):

• Admin Fee: €50,000 (non-refundable).
• Purchase: €375,000+ property + €30,000 contribution.
• Rental: €70,000+ (5 years at €14,000/year) + €60,000 contribution.
• Dependents: €10,000 each.
• NGO Donation: €2,000.
• Legal Fees: €5,000-€10,000 (optional).
• Total (Solo, Rental): ~€182,000+.

Expert Tips for Success

• Use an Agent: Mandatory and simplifies due diligence (€5,000-€10,000).
• Rent for Affordability: €182,000 total is Europe’s cheapest Golden Visa.
• Pre-Legalize Docs: Apostille/translate early (1-2 weeks).
• Prove Wealth: Show €600,000+ in assets for a stronger case.
• Plan Biometrics: Visit Malta within 6 months for convenience.

Frequently Asked Questions (FAQs)

References & Resources

• Residency Malta Agency - Official MPRP site.
• Global Citizen Solutions - Program details.
• CSB Group - Agent services.