Montenegro Citizenship by Investment (2026)
Overview
Montenegro, a Balkan gem on the Adriatic Sea, has a population of approximately 620,000 people and spans 13,812 km². The official currency is the Euro (€). Citizens enjoy visa-free or visa-on-arrival access to 124 countries, including the Schengen Area, Russia, and Turkey. Note: The CBI program closed in 2022 but is speculated to relaunch in 2026 as Montenegro nears EU membership.
Map of Montenegro Visa Free
Investment Options (Hypothetical 2026 Relaunch)
- 💰 Government Contribution - €150,000 (non-refundable)
- 🏡 Real Estate Investment - €300,000 (northern/central regions, held for 5 years)
- 🏢 Coastal Property Investment - €500,000 (southern region, held for 5 years)
- 🏦 Business Investment - €600,000 (job-creating projects)
Key Benefits
- 🌍 Visa-free access to 124+ countries, including Schengen Area
- 🇪🇺 Potential EU citizenship with expected 2026 EU membership
- 🛂 Dual citizenship permitted
- 👨👩👧👦 Includes spouse, children, and dependent parents
- 🏡 No physical residency requirement
- 🌐 Strategic location in Europe with growing economy
Comparison with Other Citizenship-by-Investment Programs
| Country | Minimum Investment | Processing Time | Visa-Free Countries | Residency Requirement |
|---|---|---|---|---|
| Montenegro | €450,000 | 6-9 months | 124 | None |
| Dominica | $100,000 (EDF) | 3-5 months | 145 | None |
| Antigua & Barbuda | $230,000 (NDF) | 3-6 months | 153 | 5 days in 5 years |
| Malta | €690,000 | 12-18 months | 184 | 12 months |
Step-by-Step Application Guide (Hypothetical 2026)
Applying for Montenegro’s citizenship-by-investment program in 2026 may involve these steps:
- 1Choose an Investment Option: Select contribution, real estate, or business investment.
- 2Engage an Authorized Agent: Work with a government-approved agent.
- 3Prepare Documents: Submit identification, proof of funds, and background checks.
- 4Submit Application & Fees: Pay due diligence and processing fees.
- 5Due Diligence Check: Government reviews your background.
- 6Approval in Principle: Receive initial approval.
- 7Complete Investment: Fulfill financial commitment.
- 8Citizenship & Passport: Receive citizenship and passport after final approval.
Frequently Asked Questions (FAQ)
⏳ How long does the process take?
Typically 6-9 months, depending on due diligence.
🏝️ Do I need to live in Montenegro?
No, there’s no residency requirement.
👨👩👧 Can my family be included?
Yes, spouse, children, and dependent parents can join.
Official Resources
For official updates, visit: